How To Avoid Overspending On Christmas Gifts

3:28 PM

Most people do not know how to get their loved ones gifts this Christmas without looking like a mean gifter. Most people spend so much money on gifts that by the end of the festive season they are facing financial challenges. This Christmas, try to stay debt free by avoiding overspending on Christmas gifts. Contrary to what most people believe, you can get gifts for way less and still make the people in your life feel loved. These are some ways in which you can save money this Christmas.

Plan Ahead
Most people wait until it is too late to get a gift. They postpone the shopping until the malls are crowded and stores have overpriced things. This is the wrong way to approach things. Start planning early. Take note of stores that give discounts and collect coupons and gift cards. You will be surprised to find that there are plenty of gifts that you can purchase for a fraction of the price that you would have spent on the last minute rush.

Use Social Media
Most retailers offer discounts which they advertise on social media platforms like Facebook and Twitter. You could end up getting codes that will give you great discounts on many Christmas gifts. Just a quick search online will save you lots of money.

Use Online Chats With Stores
There are stores that offer live chats with customers. You can request them to give you a discount on the goods you are planning to purchase. This will most likely be possible if you buy many items from the place. There are also stores that have discount codes that they give to customers shopping online. You can inquire if they have any discount codes before you start putting the items in your cart. Some of the sites where you can get these kinds of discounts are,, and You can even find some items that can be shipped free of charge.

Shop Using Cash
One of the ways that people end up overspending is through buying gifts using credit cards. You will not be very aware of the situation and may get carried away with the excitement of the season. This is usually a recipe for disaster. To avoid this, withdraw cash from your accounts and allocate a certain amount of money for each person on your gift list. Once you have done this place the money in separate envelopes containing the name of these people on your list. This will reduce any chances of overspending significantly.

Give Gift Groups A Try
If there are any groups that have been formed to purchase a gift for one person for instance in the office, then you can try these to avoid spending too much on one gift. You will find that this method will save you money.

Do Not Buy Yourself Gifts
It is easy to be tempted into buying gifts for yourself when you are out there shopping for others. This is a sure way to end up overspending. Remember that you are there to buy gifts for other people and that there will be gifts to you from most of the people you are gifting anyway. Focus only on getting the gifts that you went to get and do not let yourself get carried away. Keep in mind that these things may be overpriced because of the season and the prices will most likely drop during after-season sales.

Avoid Getting Caught Up In Promotions
Many stores try to get people to sign up for their credit cards and you may be tempted to do so. However, find out the interest rate on the cards before you decide to sign up because the whole deal might not be as sweet as it looks when being presented. Furthermore, there are the buy more get a certain percentage off promotions that get most people. If you see promotions like these, ask your self if you really need more than one of the commodity that is being sold. If not, then buy just one at the usual price.

Use Deal & Freebies Sites

One of our favouraite sites WOW Free Stuff offers not only offers free samples from huge UK brands which make great stock fillers but also coupons. You can also try websites like Hot UK Deals who offer some amazing deals to save you a lot of money.

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