Repairing the Roofing When a Tree Falls on Your House

Trees are great. They suck up carbon while spouting out lovely, breathable oxygen. They shade you in summer, give you fruit to eat, and provide beauty in your landscaping. They support tree houses and benches and rope swings. But sometimes, they fall over and damage your property, and that’s when the trouble starts. If your home and roof have been damaged by a fallen tree, here are some of the things to consider as you start searching for a Dayton roofing expert to put your roof and siding back together again.


One of the first calls you will need to make is to your homeowner’s insurance company. Whether the tree originates in a neighbor’s yard or your own, you will probably need some help from the insurance company to pay for the da
mage. Your insurance company will help you navigate through the process of filing a claim. If the tree that landed on your roof isn’t yours, insurance will most likely cover removal of the portion that is on your property (the neighbor will have to call their own insurance company to discuss the part of the tree still in their yard). If your tree landed on someone else’s home or garage, your insurance company will explain what is covered on your end. There are situations where a perfectly healthy tree can fall and cause a lot of damage, and your insurance company will refuse to pay for it because they consider it an act of nature. Whenever you move into a home (or even now that you are living in one), note all surrounding trees and tell your insurance company about them. Consider it hedging your bets.

Roof and House Repair Company

Many roofers also have the know-how to repair siding. If the tree has punctured the roof or scratched or otherwise harmed the siding, one call to a reputable Dayton roofing company is all it could take. For extensive damage to the structure of the house, you might also need to call in a building contractor. Having the roof repaired by an expert is crucial if you want to avoid any future damage due to leaking. Specialty roofing materials, such as tiles or wooden shakes or shingles, will take a little more effort and expense to return to as-new condition. Asphalt shingles, the most common roofing material, are fairly easy to repair; however, unless you have considerable experience in laying a new asphalt shingle roof (or identifying underlying structural damage), your best bet is to call in the experts. Hopefully, your home and your life can get back to normal fairly quickly. Be on the lookout for other trees—whether healthy in appearance or obviously dying or dead—that still pose a threat to your home or other structures on your property. Report them to your insurance company or work out a plan with your neighbors to avoid any more damage.

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