In the run up to Christmas, you’re going to spend a lot of money. It’s unavoidable really because there’s a lot of stuff you need to get but some people end up going overboard. Overspending on Christmas gifts is a big problem and it’ll cost you more than you think to get all of that food. But if you don’t want to start the new year with a massive pile of credit card debts, you need to find a way to cut the cost of Christmas. Finding cheap deals is obviously a great way to do that but you could go one step further and earn money back on your purchases. It sounds too good to be true but there are actually quite a few ways you can do this.

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Swagbucks is a very popular app for earning a bit of extra cash on the side. Most people know it as an app where you can earn money for completing surveys or searching online but it’s got a great cashback service as well. Some people use other sites instead of Swagbucks because the process is a bit different. Instead of getting a percentage of the purchase back in cash, you earn Swagbucks. On the surface, that might seem like a bit of a bad deal and you might not think it’s that good. However, if you check out the Swagbucks shopping page, you’ll see that there is a lot of great stuff that you can spend them on. You can also swap them for gift cards which are good gifts for people that are difficult to buy for. They also let you earn rewards when you’re shopping on Amazon which most other cashback services don’t. Considering how much stuff people buy from Amazon, this is a big bonus.

Dosh is another great cashback app that works in a more straightforward way. You buy things and then get a percentage of the money back in cash. It’s a great way to cut the cost of Christmas purchases and get some extra money for the holidays. You might have heard some negative things about the Dosh app and some people say that it’s a scam. The good news is, it’s not (you can find out more in this article; Dosh Cash App Review: Legit or Scam?). The only downside that you need to be aware of is that you can’t use credit cards that are already linked to another cashback service.

A lot of stores have a price drop protection policy so if you buy a product and then the price drops in the next 30 days, you can get the money back. But they’re not keen to publicise this fact and most people never take advantage of this. But if you download Earny, it’ll track all of your online purchases and then send you a notification if the price drops so you can claim your cash. There are a lot of sales around the Christmas period so you could make a lot of cash on more expensive items.
You’d be surprised just how much money you can save by using these great cashback apps.